How it works
This page uses UAE mortgage assumptions for planning. Bank assessment may differ by income type, property valuation, liabilities, age, residency, and documentation.
Mortgage calculator
Refinance Mortgage Calculator UAE
Compare your current mortgage with a possible new rate and estimate the break-even point.
UAE mortgage calculator
Live affordability result
Estimated loan amountAED 1,200,000
Estimated monthly paymentAED 6,670
Estimated monthly savingAED 2,899
Loan-to-value80.0% LTV from 20% deposit
DBR after mortgage29.1% estimated DBR
Payment capacity used48% of indicative monthly capacity
Calculations are estimates for guidance only. Final mortgage eligibility, rates, fees, tenure, and approval are subject to bank assessment, credit checks, documentation, property valuation, and applicable UAE regulations.
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What affects the result
This page uses UAE mortgage assumptions for planning. Bank assessment may differ by income type, property valuation, liabilities, age, residency, and documentation.
Why final offers differ
This page uses UAE mortgage assumptions for planning. Bank assessment may differ by income type, property valuation, liabilities, age, residency, and documentation.